Everything you need to master your finances
From real-time net worth tracking to AI-generated action items, Fingro gives you and your CPA a shared, intelligent view of your complete financial picture.
Your financial command center
Real-time net worth, financial health KPIs, and peer benchmarks — all in one view.
- Track your total net worth across all accounts, properties, and business entities in real time
- Monitor financial health KPIs — savings rate, debt-to-income, liquidity, and more
- Benchmark your financial position against industry and demographic peers
- See 3-month forecasts for cash flow and net worth trajectory
Total Net Worth
$1,247,832
Excellent +$24,150 this month
Liquidity
8.2 mo
Excellent
Debt-to-Asset
24%
Good
Savings Rate
32%
Excellent
Net Worth — 12 Months
+18.4%
Deeper than a bank statement
Understand the patterns behind your money with cash flow, spending, and wealth diagnostics.
Net Income Trend
Trailing 12 months · $K/mo
+$8.1K
Unexpected expense
$1,840 home repair in Jul
Income steady
+4.2% above 6-mo avg
Net surplus
$8.1K this month
Ask anything about your finances
WelX understands your complete financial picture and helps you take action.
- Have natural conversations about your money — WelX understands your complete financial picture
- Receive a personalized morning brief with overnight changes and upcoming items
- Get context-aware insights based on the page you're viewing and your financial situation
- WelX suggests actions and next steps, tailored to your goals and timeline
- 44 slash commands — type / to navigate, report bugs, sync accounts, toggle settings, and more
Would you like me to create an action item for this?
Secure, organized, intelligent
Store and retrieve every important financial document, with AI doing the data entry.
- Upload tax returns, bank statements, property deeds, and insurance policies securely
- Documents are auto-categorized by type, year, and entity for instant retrieval
- AI reads your documents and extracts key data — no manual entry required
- Share specific documents or your entire vault with your CPA in one click
My Documents
Tax Forms · 2025
Drag & drop files or browse
PDF, JPG, PNG up to 25MB
Extracted Data
Bank-ready statements on demand
Professional financial statements ready to share with banks, lenders, or your CPA.
- Generate income statements, balance sheets, and cash flow statements instantly
- Create bank-ready Personal Financial Statements (PFS) for loan applications
- View debt schedules and investment schedules with detailed breakdowns
- Export any report as a polished PDF or structured CSV
Personal Income Statement
Alex & Jordan Chen — FY 2025
| Revenue | $185,000 |
| Operating Expenses | -$98,400 |
| Net Operating Income | $86,600 |
| Non-Operating Income | +$12,300 |
| Net Income | $98,900 |
Know exactly what to do next
Quick wins, tactical projects, and strategic moves — prioritized by AI.
- Receive AI-generated quick wins — small optimizations you can act on today
- Track tactical projects with clear milestones and expected outcomes
- Plan strategic initiatives that move the needle on your long-term wealth
- Actions are AI-prioritized by impact, effort, and urgency
3
Ready
2
In Progress
12
Completed
Review beneficiary designations on 401(k)
5 min | High impact
Refinance mortgage — rates dropped 0.5%
Est. savings: $340/mo
Evaluate S-Corp election for consulting income
Potential tax savings: $12,000/yr
Plan your future with confidence
Set goals, track progress, and run what-if scenarios to see your future change.
- 1
Define your goals
Model retirement, home purchase, education, and custom milestones in one place.
- 2
Track live progress
Automated calculations show where you stand against each target, in real time.
- 3
Run what-if scenarios
Adjust savings rate, timeline, or returns and watch projections update instantly.
- 4
Confidence scoring
Each goal gets a trajectory-based score so you know what's on track.
Retirement at 62
Alex & Jordan Chen
Progress $876K of $2.2M
What-if scenario
Confidence increases to 89%
Emergency Fund
$42,000 of $45,000
Frequently asked questions
Fingro connects to thousands of banks, brokerages, and financial institutions to automatically sync your accounts, balances, and transactions.
Start seeing the full picture
Connect your accounts, upload your documents, and let WelX do the rest.
No credit card required