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Fingro vs Perplexity

Perplexity searches the public web with citations — great for "what is X?" Fingro searches your private financial reality — built for "what's mine?"

Data source
Perplexity: Public web + news + research papers
Fingro: Your accounts, transactions, documents, household
Cites public sources
Perplexity: Yes — that's its main feature
Fingro: Yes for market context; your data is the primary source
Real-time market prices
Perplexity: Yes — pulls from public news/data
Fingro: Yes — Finnhub feeds your holdings; we also call out where they came from
Knows your portfolio
Perplexity: No — only what you paste
Fingro: Yes — connected brokerage holdings, cost basis, gains
Knows your accounts
Perplexity: No
Fingro: Yes — Plaid / Teller connections
Reads your tax documents
Perplexity: No
Fingro: Vault — W-2s, 1099s, K-1s, statements, returns
Computes net worth
Perplexity: No
Fingro: Daily net-worth snapshots
Persistent memory of your life
Perplexity: Limited
Fingro: Long-term memory facts + household + entity model
Best question shape
Perplexity: "What is X?" / "What's happening with Y?"
Fingro: "What's mine?" / "What should I do with mine?"

Stick with Perplexity when

You want a research engine with citations for public information: tax-law explanations, market context, "how does this product work?", due-diligence reading on a stock or fund. Perplexity is strong precisely because it surfaces and cites public sources.

Best for

Public research, market news, tax-law lookups, education.

Choose Fingro when

You want answers that depend on your private financial data — your accounts, your holdings, your tax position, your household. Fingro is the system of record for your money; Perplexity is the system of record for the public web. Different jobs.

Best for

Net worth, cash flow, holdings analysis, tax position, household and business finances.

Common Questions

For things like "how does an HSA work," "what's the AMT," "what are tax-loss harvesting rules," or "how's NVDA doing today" — yes, Perplexity is excellent. It's strongest for questions where the answer is on the public web and benefits from citations. It can't answer questions like "what's my AGI," "what did I spend on dining last quarter," or "what's my taxable position right now" — because those answers live in your private data, not on the web.

Yes. Holdings prices come from Finnhub and refresh through the day; WelX surfaces relevant market context inside conversations about your portfolio. When we cite market data, we identify the source. But the centerpiece is always your data — Fingro is a personal-finance system, not a market-news system.

Often, yes. Perplexity is good for the part of finance that's public knowledge; Fingro is good for the part that's only yours. The two complement each other.

Useful for a one-off — paste a 10-K, ask questions, get answers. Different from Fingro: Fingro is a continuous system that re-uses every document you've uploaded, links it to the entity it belongs to, extracts metrics, and references it in future conversations months later. Per-chat uploads are episodic; Fingro's Vault is durable.

Keep exploring

Why Fingro

See why this isn't a wrapper — the substrate, WelX, and what makes Fingro different for your financial life.

Explore Why Fingro

Search the web for context. Use Fingro for "what's mine?"

Fingro is the financial intelligence system grounded in your actual life.